South Coast Insurance Services

South Coast Insurance Services

The New Wave of General Insurance
has arrived in Victor Harbor

The New Wave of General Insurance
has arrived in Victor Harbor

General Insurance Brokers

Business | Liability | Rural | Property

Just like each business is different, so too are insurance policies.  We’ll help you unravel the complexities and advise on how to evaluate your risks to get the cover you need.

Why South Coast Insurance Services?

South Coast Insurance Services offers a modern approach to general insurance on the Fleurieu Peninsula.

We live and breathe insurance. Our years of experience in claims management mean we think beyond policy sales.

Too many times, we’ve seen what can go wrong when you don’t have the right insurance coverage.

We’re Not About Hard Sales, or Meeting Quotas

Instead, we focus on building long-term relationships and never forget that we work for you not the insurer. What does this mean for you? It means you can rest assured, knowing you’ve been listened to and have the right insurance policy to cover your needs.

Why South Coast Insurance Services?

South Coast Insurance Services offers a modern approach to general insurance on the Fleurieu Peninsula.

We live and breathe insurance. Our years of experience in claims management mean we think beyond policy sales.

Too many times, we’ve seen what can go wrong when you don’t have the right insurance coverage.

We’re Not About Hard Sales, or Meeting Quotas

Instead, we focus on building long-term relationships and never forget that we work for you not the insurer. What does this mean for you? It means you can rest assured, knowing you’ve been listened to and have the right insurance policy to cover your needs.

Business Insurance

What business insurance do I need? is a common question we get asked. The answer is: It depends.

Insurance policies are as diverse as your business and depend on many factors such as, your business structure, your industry, the service or products you provide and whether you have employees, to name a few.

You’ve worked hard to get your business where it is today. So naturally, you’ll want to protect your assets and investment. It pays to take time to carefully consider your needs.

Depending on your requirements, you may need:

  • public liability insurance
  • professional indemnity insurance
  • workers’ compensation insurance
  • commercial insurance
  • cyber insurance
  • business interruption

Just like each business is different, so too are insurance policies. We’ll help you unravel the complexities and advise on how to evaluate your risks to get the cover you need.

Liability Insurance

Liability insurance protects you and your business from financial loss due to legal claims or actions against you. It covers damages and costs associated with bodily injury, property damage, or other liabilities arising from your actions while conducting your business.

Liability insurance includes:

  • public liability
  • product liability
  • professional indemnity
  • directors and officers liability

Property Insurance

Property insurance is a vital tool for protecting your valuable assets — whether it’s your commercial property, your business contents and stock we can cater for all types of business. From retail, manufacturing and wholesale. We’ll discuss with you through the ins and outs of your risks insurance so you can make an informed decision.

Some things we’ll discuss are:

  • coverage types
  • policy exclusions
  • valuation and replacement costs
  • premiums and excess amounts
  • policy limits

Then we’ll source the best policy to protect your assets, so you’ll have peace of mind knowing you’re fully covered in the event of a claim.

Rural and Lifestyle Property Insurance

Owning and managing a farm brings it’s own unique challenges. Managing risk is a daily occurrence. With thousands of dollars invested in equipment, machinery, property and livestock, you want to ensure you’re properly protected. Or maybe you just like the rural lifestyle.

The right coverage starts with a conversation. We’ll meet with you to get an understanding of your farm – no hard sell, no jargon filled sales pitch. Just us sitting with you to understand your needs. We’ll then look at the best policies to mitigate your risks and provide financial security in the ever-changing rural landscape.

Tradie Insurance

Whether you’re an electrician, plumber, carpenter, plasterer, landscaper or anything in between, there’s lots to think about as a tradie. You’re not just a master of the tools; you need to be business savvy too.

As careful as you are, unfortunately, things can go wrong. While you hope it never does, knowing you’re covered provides peace of mind. We’ll advise you on the best policy to ensure you’re covered, whether due to your own action, the theft or damage to your tools, machinery or vehicle.

Insurance services trusted by business

Better policies

Thank you so much Gavin for all your assistance with my insurance policies. You have not only sourced me better policies, but also saved me money in premiums.

You have always been available to take my calls and answer my enquiries, and in fact followed me up on several occasions when I have been unable to respond to your queries. I have no hesitation in recommending your services.

Maria

expert advice

Thanks Gavin, for your expert advice, prompt service, and the considerable savings.

It was a pleasure doing business with you. I certainly will be recommending you to anyone looking for insurance advice.

Marty

Well done!

Great work Gavin.

Looked at all policies and found the right policy for me for my work vehicle. Well done.

Brenton

We understand lodging an insurance claim can be stressful and emotional.

We’re here to guide you through the process. We’ll support you with claims administration and advocate on your behalf to resolve the claim as quickly as possible.